The first step for living frugally is to decide that you want to. Obviously, since you're reading this you have already done that.(Or either you're just really bored :))The next step is finding out where all your money is going. You can do this a couple of ways.
*Print out a copy of last month's bank statement. Divide each item into a category. Here are the ones we used: giving, housing, grocery, gas, insurance, entertainment, medical, debt, and clothing. Now add up the totals. This was the scariest part for me.
*Track your expenses for a month. You can make a list, use an Excel spreadsheet or a worksheet like this. Just make sure you list each item in the appropriate category to save you from having to sort them later. I tried to do this method but I kept forgetting to write our purchases down.
>Link up your posts concerning frugal living or money saving recipes. Be sure you link directly to your blog post not your blogs URL. Please include the Frugal Friday button so others can join in as well!
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